Ellie Leaving, Rental Car Ins, 4th of July

08 Jul Ellie Leaving, Rental Car Ins, 4th of July

Welcome to the Newsletter

Rana Law Group Newsletter

In this issue:

• Changes at the Law Office
• Rental Car Insurance – Should I Get it?
• Just for Fun: Fourth of July Fun

Changes at the Law Office

I am excited to announce Ellie will be heading to law school this fall!  While I am sad to see her go, I am immensely proud and know she will do an excellent job pursuing her passion.  Ellie will be here until the end of the month so, if you call in, wish her the best!  Ellie’s replacement Sarah will begin on July 22.  Please be patient with us as we catch Sarah up to speed.  She will be spotlighted in next month’s newsletter, so stay tuned.

Rental Car Insurance – Should I Get it?

Summer is a great opportunity to take a family vacation.  Some people like renting cars for road trips because they do not want the wear and tear on their vehicles or they want something bigger for the trip.  This situation also arises with my car crash clients when they are involved in a wreck and need a rental while their vehicle is in the shop.  If you rent a car, it is important to read all the fine print.  Typically the attendant tries to rush you through the paperwork because there are others in line, however, you should not skip this step.  It is important to know what is and is not covered.  Should you get the optional insurance through the rental company?  If you have your own auto insurance, probably not because any damages are likely covered by your own auto insurance.  Contact your auto insurance company to confirm your coverage but it typically covers rental vehicles.  If you get into a car wreck that is your fault, you would pay your deductible, similar to if you were in your own vehicle.  The rental car company tries to claim purchasing their coverage allows you to not have to go through your own insurance company, however, you may still be responsible for a deductible while paying for coverage you already have.

Also, depending on what credit cards you own, if you charge the rental to the card, the credit card company may provide some level of coverage.  Contact your credit card company for the full details, but this may be another way to avoid paying the extra $10-15 per day.

Just for Fun: Fourth of July Fun

I hope you all had a wonderful 4th of July weekend.  I had the opportunity to float on the crystal clear Jacks Fork River in Shannon County.  It was sunny and hot on the river with no rain, which was lucky because my wife told me she heard this was only the 4th or 5th weekend since January 1st that it has not rained.  Unfortunately, that meant there were also plenty of water snakes sunning on the rocks along the banks as we floated past.  We were incident free, other than a friendly race that got out of hand and ended with me tipping my kayak.  I took on a little water which was fine because I needed to cool off anyway!

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