Rana Law Group Newsletter
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In this issue:
- Insurers Drop Some Kias & Hyundais
- Value Added by Having an Attorney
- Will Tarun Eat It?
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Insurance Companies drop Some Kias and Hyundais
Thieves have been targeting Kia and Hyundai vehicles ever since a TikTok video highlighted an easily exploitable security deficiency which makes these vehicles easier to steal. Evidently, in order to offer rock bottom prices, these manufacturers cut theft deterrent devices which would have prevented this issue. The car companies have yet to issue a recall or offer a permanent fix for the issue but there appears to be something in the works in the form of a software update. At this time, the only solutions are other theft deterrent options (glass break alarm sensor, wheel lock, kill switch), however, these are at the owner’s expense. In St. Louis, some police departments are offering a free steering wheel lock to reduce thefts. There are class action lawsuits in the works for individuals and cities to recover something for victims but these cases take several years. In the interim, the value of these vehicles on the secondary market is plummeting. To add insult to injury, it appears State Farm and Progressive stopped insuring some Kias and Hyundais or drastically increasing the premiums of existing policies. For the rest of us, we are likely to keep seeing increases in insurance premiums to help subsidize the costs of these claims.If you or someone you know has their vehicle stolen, immediately report the theft to 911 and notify your insurance. You will not be held liable for any damage the thief causes to others, however, keep in mind you will have to pay your deductible (assuming you have full coverage) if there is damage to your vehicle. If you do not have full coverage, unfortunately, there may not be much you can do other than make a claim through the State of Missouri through the victim’s compensation fund. Give us a call for some advice if you or someone you know runs into this issue. |
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Value Added by Having an Attorney
The office recently had three settlements with common trajectories:
- $100,000 settlement that initially had an offer of $1,086 (a 92X increase);
- $240,000 settlement which initially came into the office from another law firm with an existing offer of $3,963.24 (a 60.5X increase).
- $100,000 settlement which also came as a referral from another law office with a current offer of $24,850 (a 4X increase).
What all these cases have in common is the insurance company severely and intentionally undervalued the cases, to the detriment of the injured person. Insurance companies are a business and their job is to bring in money from premiums and then limit the amount of money paid out in claims.
All three required a lawsuit to be filed and extensive litigation before the insurance companies were “persuaded” to pay a fair amount. While not all cases have the potential to increase by such factors, the most recent one made me reflect on the value we bring to injured people. Imagine getting into a a car crash and the other person is at-fault. Most people think the insurance company for the other driver is going to do the right thing and pay for the damages. In most situations, the insurance company will cover the property damage but often with some hassle on the victim’s part. When it comes to the injuries, however, that is where insurance companies typically fight. People expect the insurance company to do the right thing and are shocked to learn the examples above are the norm without the help of a reputable attorney’s involvement.
That is why I am proud of the work we do at Rana Law Group. We are here for you anytime you need us. |
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Will Tarun Eat It?
The joke with Tarun’s meals is always wondering if the food will still be eaten, even if it is getting past its prime. After all, mealtime is the best time in his book and Tarun is a big proponent of not wasting “perfectly good food”. But is Tarun desperate enough to eat anything, even if it is suboptimal? If it’s slimy, can it be rinsed? If it’s moldy, can just the offending portion be eaten around? Occasionally, Tarun has his limits. A recent example was a mayonnaise and vinegar based broccoli and bacon salad that was so sticky and slimy it bordered on being a new life form. Thankfully, Tarun had enough sense to say no.Along these lines, the Rana household decided to use up several jars that had been riding the refrigerator door for too long. Along with some aging cupboard leftovers, a ‘casserole’ was concocted. The result, while surprisingly good considering the randomness of the ingredients, did not result in anyone getting sick so it was deemed a win! A few of the ‘casserole’ ingredients (at least the ones we can remember) included: marinara sauce, red pesto, sambal chili paste, parmesan cheese, quinoa, wilted spinach, artichokes, black beans and bread crumbs. At least the side salad that night was fresh and tasty!
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Case Referrals
From time to time, clients call and ask which type of cases we handle. My practice is built on referrals from satisfied clients. I know that if I work hard and do a good job for my clients, they will tell their friends about me. The best compliment from a former client is that client entrusting me with the potential case of their friends and family. Our office specializes in the following cases:
- Personal Injury (auto collisions, trucking, motorcycle, slip and fall)
- Work Injuries
- Traffic tickets and DUI/DWI
If you know someone that meets these criteria, please have them call my office. If someone does not quite fit the above criteria, please still have the prospective referral give me a call as I can usually help them find the right attorney via a referral.
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| Share the Love – Reviews
Thank you very much to everyone who already left a review, we appreciate it! If you have not left one and have some kind words, I would appreciate the time.
- For Google: simply click on the link.
- For Facebook: please “Like” and “Follow” the page and then click on “Reviews” on the left-hand side
- For Avvo: click on “reviews” and then “Review Tarun Rana”
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