19 Nov Don’t Veer for Deer – What to do if you have an accident with a deer
Hunting season is upon us and it is worth remembering that deer (and other animals) pose a serious danger on roadways. According to State Farm, “Missouri is a high-risk state for animal collisions.” Missouri was ranked 15th and Illinois 34th. So what do you do if you have an accident with a deer?
The Missouri Department of Transportation posted several highway signs advising drivers not to veer away from deer. Statistics show that hitting a deer directly often results in less injury or damage than veering into other vehicles, oncoming traffic or off the road. Deer are most active during dusk and dawn, so be extra vigilant during those hours. Keep in mind deer travel in a herd, so if you see one, be careful to watch for more along the roadway to avoid an accident with a deer.
If you have an accident with a deer, having only liability coverage will not cover the damage to your vehicle. Only a comprehensive (full) coverage policy will cover your property damage in this type of case. If you are injured, you may have medical or injury coverage available depending on what is listed in your policy. Contact us to find out if your coverage will cover you.
Tarun B. Rana, Esq.
Rana Law Group
655 Craig Road, Suite 252
St. Louis, MO 63141